Unlike other financial companies, we don't check your credit and measure you based on some score. Instead, all we ask is that you build a little credit history with us by paying a small, one-time initial payment and fifty-two weeks of layaway payments. However, once you’ve paid as agreed for just 6-13 consecutive weeks, we’ll finance the balance of your purchase price, order your merchandise and have it shipped directly to your home. It's that simple.
National Credit Direct has an excellent reputation of following through on its promises for customers, and its reviews are solid. Listening to the customer testimonials gives you good insight into what their customers think of them. National Credit Direct has a 3.8 stars out of five with Google Reviews and an A+ Rating with the BBB.
Reasons Why Our Customers Love Us
Rent to own and other finance companies cannot match the value you get from us. Similar to credit card points, you earn 100 Reward Points for every dollar you spend with us. Redeem them for FREE Merchandise or Cash Back as described here. There are no hidden fees and no shipping charges. Free means FREE. It’s our way of giving you more for being a loyal and good paying customer. If what you want isn’t on here, simply tell us and we can create special redemption products for you, including Apple, Samsung and other name brand products.