The Credit People

The Credit People's experts work efficiently with customers to develop a customized plan based on their unique credit situation.

The Credit People

Looking to boost your credit score but finding it difficult? Have you been denied loans or credit cards due to a poor credit history? Look no further than The Credit People! With 15+ years of experience, this company provides personalized credit repair services to help you achieve your financial goals.

Looking to boost your credit score but finding it difficult? Have you been denied loans or credit cards due to a poor credit history? Look no further than The Credit People! With 15+ years of experience, this company provides personalized credit repair services to help you achieve your financial goals.

The Credit People's experts work efficiently with customers to develop a customized plan based on their unique credit situation. They thoroughly analyze credit reports, identify errors and inaccuracies, and dispute them with the credit bureaus on behalf of their customers. In addition, they offer tools and resources to help customers manage their credit and improve their score.

What sets The Credit People apart is their commitment to customer satisfaction. They offer a 60-day money-back guarantee, meaning that if you are unsatisfied with their services for any reason within the first two months, they will refund your investment. This level of assurance makes it easy to trust The Credit People with your credit repair needs.

Say goodbye to the stress of poor credit and hello to financial freedom with The Credit People. Contact them today to learn more about how they can help you improve your credit score and achieve your financial goals. With their expertise and commitment to customer satisfaction, you'll be on your way to a better financial future in no time.

The Credit People

Company Overview

The Credit People is a company dedicated to providing a range of services aimed at helping individuals improve their credit scores and overall financial well-being. These services encompass credit report analysis, dispute letter preparation for credit bureaus, personalized credit coaching, and credit monitoring. The company prides itself on offering a transparent approach to credit repair without any hidden fees or complex procedures.

A standout feature of The Credit People is their 60-day money-back guarantee, which offers additional peace of mind to customers who might be hesitant to invest in credit repair services.

The Credit People also emphasizes a personalized approach to credit repair. Each customer is assigned a dedicated credit coach who designs a customized plan tailored to improve their credit score. The credit coach provides ongoing support and guidance throughout the credit repair process, proving particularly beneficial for individuals new to credit repair or those with intricate credit histories.

Company Overview

In terms of pricing, The Credit People's monthly fee is comparatively affordable when contrasted with many other credit repair companies. Moreover, customers can rest assured that there are no hidden fees, and they can cancel their subscriptions without any penalties.

The Credit People has garnered positive reviews from numerous satisfied customers. However, it's vital to recognize that credit repair is a gradual process, requiring patience when employing The Credit People's services.

The Credit People is a reputable credit repair company offering personalized services at a competitive price. Nevertheless, it's essential to understand that credit repair may take time, and results can vary from person to person.

Company History

Founded in 2001, The Credit People emerged with the aim of helping individuals enhance their credit scores and attain financial stability. Over the years, the company has focused on offering comprehensive and customized credit repair services, earning a solid reputation in the industry.

The founders of The Credit People saw a growing need for accessible and transparent credit repair services in the early 2000s. In response, they established a company that empowers individuals to regain control of their financial lives.

Client satisfaction has always been at the heart of The Credit People's approach. They prioritize transparency, affordability, and personalized services, which has contributed to their growth and success, allowing them to assist thousands of clients in improving their credit scores.

The Credit People's team of skilled credit coaches plays a significant role in the company's success. These professionals receive extensive training to ensure they can provide clients with tailored solutions for their unique credit situations. Working closely with customers, credit coaches develop custom strategies to help them achieve their financial goals.

Over the years, The Credit People has adapted to changing industry standards and embraced technological advancements. They now offer credit monitoring and personalized online dashboards in addition to traditional credit repair services. These innovations have helped them stay competitive and deliver the best possible results for clients.

The Credit People has consistently received positive reviews and accolades from both customers and industry professionals, further establishing their reputation as a reliable and effective credit repair service provider.

In summary, The Credit People's history reflects their ongoing commitment to helping individuals improve their credit scores and financial well-being. Since 2001, they have adapted to industry changes and utilized advanced technology to provide comprehensive, personalized, and affordable credit repair services. Their dedication to customer satisfaction remains at the core of their business, making them a trusted partner for those seeking to enhance their financial stability.

Company History

The Credit People Pros & Cons

The Credit People, a prominent credit repair company, has been assisting individuals in improving their credit scores and achieving financial stability since 2001. Offering personalized and comprehensive services, the company has garnered a strong reputation in the industry. However, as with any service provider, there are both advantages and disadvantages to consider when evaluating The Credit People.


As you consider The Credit People for your credit repair needs, let's explore the key advantages they offer to help you make an informed decision.

Affordable Pricing

The Credit People offers reasonably priced credit repair services, making them accessible to people with varying budgets.

Personalized Service

Each customer is assigned a dedicated credit specialist at The Credit People, who collaborates with them to develop a tailored credit repair plan.


One of the company's strongest points is its transparency, as their services and pricing are free from hidden fees or charges.

Online Dashboard

Being a customer-centric firm, clients can access an online dashboard to monitor their progress and review the results of their credit repair efforts.

Positive Reviews

Numerous satisfied customers have left positive reviews for The Credit People, attesting to their service quality.

Credit Education

The company offers credit education resources to help customers better understand credit and how to maintain a strong credit score.

Customized Dispute Letters

The Credit People prepares customized dispute letters for each client, assisting in the removal of negative items from their credit reports.

Legal Compliance

To prevent negative consequences, The Credit People adheres to all legal guidelines and regulations set forth by the Credit Repair Organizations Act (CROA) and the Federal Trade Commission (FTC).

Flexible Payment Options

In addition to other benefits, the company provides flexible payment options, including pay-per-deletion, where customers only pay for items successfully removed from their credit reports.

Prompt Results

The Credit People works diligently to achieve results as quickly as possible, helping customers see improvements in their credit scores sooner.

In summary, The Credit People offers a wealth of advantages to clients seeking to improve their credit scores. With a comprehensive range of offerings, from affordable pricing to personalized service and timely results, they cater to various credit repair needs.


While The Credit People offers numerous advantages, it is essential to consider some of the drawbacks as well. In this section, we will briefly explore the potential cons of choosing The Credit People for your credit repair needs.

Limited Availability

The Credit People's services may not be available in all states, which could be a drawback for potential customers in certain areas.

No In-House Attorneys

Unlike some credit repair companies, The Credit People does not have in-house attorneys on their team, which may limit their ability to handle more complex credit repair cases.

Variable Results

Credit repair results can vary depending on individual circumstances, and The Credit People cannot guarantee the same outcomes for every client.

Cancellation Policy

While The Credit People allows customers to cancel their subscriptions, it's essential to review their cancellation policy carefully to avoid potential misunderstandings.

Customer Service

Some customers may experience inconsistencies in the quality of customer service, as the level of support can vary from one representative to another.

Limited Service Options

The Credit People primarily focuses on credit repair, and customers seeking additional financial services, such as debt settlement or loan consolidation, may need to look elsewhere.

No Free Consultation

Unlike some competitors, The Credit People does not offer a free initial consultation, which may deter potential customers from exploring their services further.

Limited Educational Resources

Although The Credit People provides credit education resources, the scope and depth of these materials may be limited compared to other credit repair companies.

No Mobile App

The Credit People lacks a mobile app, which can make it less convenient for customers who prefer accessing their accounts and tracking progress on-the-go.

Slow Response Times

In some cases, customers may experience slow response times from their credit specialists or customer service representatives, which could be frustrating for those seeking timely assistance.

No Single Payment Option

The Credit People does not offer a one-time payment option for their services, which may not appeal to customers who prefer to pay for services upfront rather than on a monthly basis.

In summary, while The Credit People has its advantages, it is important to be aware of the potential drawbacks when considering their services for your credit repair needs.

The Credit People Reviews and Reputation

The Credit People is a reputable credit repair company dedicated to assisting individuals with suboptimal credit scores. Boasting an A+ rating from the Better Business Bureau, their proven track record of excellence is further supported by numerous positive reviews from satisfied clients on various platforms, such as Trustpilot and Google Reviews.

The Credit People Reviews and Reputation

However, before choosing a credit repair company, it's prudent to do your research and understand the potential risks or limitations. Similarly, you can consult The Credit People advisors to make informed decisions about improving your credit.

The Credit People and Its Competitors

The Credit People, DisputeBee.com, CreditRepair.com, and Lexington Law are all credit repair organizations offering services to consumers. Here's a comparison of these companies and their unique offerings:

The Credit People vs. DisputeBee.com

The Credit People delivers a hands-on approach to credit repair, utilizing the expertise of credit repair professionals. In contrast, DisputeBee.com offers a DIY credit repair software that enables users to dispute errors on their credit reports independently.

While The Credit People provides personalized assistance, DisputeBee.com is a more cost-effective option for those who prefer to actively manage their credit. However, it's important to note that DisputeBee.com does not offer legal assistance or advice.

The Credit People vs. CreditRepair.com

Both The Credit People and CreditRepair.com provide credit repair services to consumers. The Credit People primarily focuses on removing negative items from a client's credit report, while CreditRepair.com offers additional services such as credit monitoring and identity theft protection. Furthermore, CreditRepair.com takes a more comprehensive approach by working with creditors and collection agencies on behalf of its clients.

Both companies have positive reviews and solid reputations; the choice between the two may depend on the customer's specific needs and circumstances.

The Credit People vs. Lexington Law

While both The Credit People and Lexington Law offer credit repair services, they differ in several ways.

Lexington Law is a law firm employing attorneys and paralegals to help clients dispute errors on their credit reports and negotiate with creditors. This legal expertise can be advantageous for customers with complex credit issues or those in need of legal assistance.

Conversely, The Credit People emphasizes a more personalized approach to credit repair, focusing on removing negative items from a client's credit report. Moreover, The Credit People maintains an A+ rating with the Better Business Bureau and has numerous positive customer reviews, reflecting their strong reputation and high-quality services.

Methods To Place Order At The Credit People

  • Go to their website to learn about their credit repair services.
  • Tap the "Free Consultation" button on their homepage to deliver some basic information about yourself and your credit situation. After The Credit People has evaluated your credit reports, they will provide you with a suggested plan of action.
Methods To Place Order At The Credit People
  • If you agree to the recommended plan, you can sign up for The Credit People's services by filling out an online form and providing payment information.
  • To start the credit repair procedure, The Credit People require access to your credit reports from the three significant credit bureaus (Experian, Equifax, and TransUnion). Therefore, you need to offer login access to the company.
  • Once you have signed up for The Credit People's services and delivered access to your credit reports, you can sit back and allow their experts to work on your behalf to dispute negative items on your credit reports and facilitate you to improve your credit score.
  • It's crucial to note that The Credit People offers a written contract outlining the services they will provide and the fees associated with those services.

Key Information About the Company

  • Website: www.thecreditpeople.com
  • Founded In: 2001
  • Owner: Darrell Stanfield
  • Phone Number: (866) 382-3410
  • Company Size: 11-50 employees
  • Headquarters: Cottonwood Heights, UT
  • Industry: Consumer Services
  • Specialties: Credit Reporting, Credit Scoring, Credit Repair, Identity Theft, And Improving Credit

Frequently Asked Questions - FAQs.

Following are the answers to the most frequently asked questions; you can dig them out to develop your insight about the company.

Q1. Do The Credit People Remove Late Payments?
A1. Credit repair companies like The Credit People attempt to remove late payments, but success depends on the accuracy of the report and credit bureaus' policies. It is possible to dispute errors on your report without a credit repair company's assistance.
Q2. How Much Does The Credit People Cost?
A2. The Credit People offers two flexible pricing plans: a monthly plan for $79 per month and a flat-rate plan for $419 for six months of service. The flat-rate plan includes a free credit report analysis, credit monitoring, and unlimited disputes during the six-month period. The monthly plan provides the same services and can be canceled at any time.
Q3. How To Cancel The Credit People Account?
A3. To cancel your account with The Credit People, you can call their customer service at 866-382-3410 or email them at support@thecreditpeople.com. The company requires written notice to cancel services and recommends providing a 24-hour notice before your next billing cycle.
Q4. Does The Credit People Work?
A4. The Credit People's credit repair service has been effective for many customers. They have helped numerous clients improve their credit scores by disputing inaccurate or questionable items on their credit reports. Additionally, the company offers a satisfaction warranty, further instilling trust in their services.
Q5. Is The Credit People Legit?
A5. Yes, The Credit People is a legitimate credit repair service that has been in business since 2001. It is registered with the Better Business Bureau and has an A+ rating. They have helped hundreds of customers and received numerous positive reviews.
Q6. Where is The Credit People Login?
A6. To access your account, visit The Credit People's website and click on the ''Member Login'' button (in the top right corner of the homepage). Enter your email address and credentials to log in to your account.
Q7. What Is The Credit People's Telephone Number?
A7. You can reach The Credit People's customer service department at 866-382-3410. Their hours of operation are from 9 am to 5 pm EST, Monday through Friday.
Q8. Can The Credit People Remove Collections?
A8. The Credit People can dispute collections on your credit report if they are inaccurate, incomplete, or outdated. However, they cannot guarantee the removal of collections as it ultimately depends on the credit bureaus and the creditor's response to the dispute.
Q9. Can The Credit People Remove Student Loan Payments?
A9. The Credit People cannot remove legitimate student loan payments from your credit report. However, they can dispute any errors or inaccuracies related to your student loans, such as incorrect balances or payment history.
Q10. Do The Credit People Really Remove Charge-Offs?
A10. The Credit People can dispute charge-offs on your credit report if they are inaccurate, incomplete, or outdated. However, they cannot guarantee the removal of charge-offs as it ultimately depends on the credit bureaus and the creditor's response to the dispute.
Q11. Do The Credit People Remove Bankruptcies?
A11. The Credit People can dispute inaccuracies related to bankruptcies on your credit report. However, they cannot guarantee the removal of accurate bankruptcies, as these are public records and depend on the credit bureaus and the court's response to the dispute.
Q12. How Long Does It Take for The Credit People to Improve Credit Scores?
A12. The time it takes for The Credit People to improve credit scores varies depending on each client's unique situation. Generally, customers can expect to see improvements within 45 to 60 days, but the overall process may take several months, as credit repair is a gradual process.
Q13. Do The Credit People Help With Identity Theft Issues?
A13. While The Credit People's primary focus is on credit repair, they can assist clients in disputing fraudulent items on their credit reports resulting from identity theft. However, they do not offer

Our Summary

The Credit People is a renowned credit repair organization that offers credit monitoring and repair services to individuals aiming to enhance their credit scores. The company comprises a team of professional credit specialists who assist clients in identifying and disputing inaccuracies on their credit reports, negotiating with creditors to eliminate negative items, and developing personalized credit improvement strategies. Their 100% satisfaction guarantee fosters confidence in their services, establishing them as a dependable choice for those seeking to take charge of their credit.

The company's transparency, affordability, and exceptional customer service set them apart in the credit repair sector. In summary, The Credit People is an excellent choice; their expertise and customer-centric approach make them an attractive option for anyone looking to elevate their credit score.

Key Information About the Company